.Union Money Management Minister Nirmala Sitharaman3 minutes checked out Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th wedding anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Minister Nirmala Sitharaman revealed that the federal government aims to open over 30 thousand brand new PMJDY accounts throughout 2024-25.Instruction press reporters, Sitharaman revealed that as of August 14, 2024, a total of 531.3 thousand Jan-Dhan profiles have actually been opened since the system's launch a years ago, along with a collective deposit balance of Rs 2.3 trillion.The typical remainder every profile has raised from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. About 80 percent of these accounts are currently energetic." PMJDY has actually played an important duty in the course of the widespread, particularly for women," claimed Sitharaman.In spite of the allowance for no harmony and the lack of a minimum harmony need, merely 8.4 per-cent of the accounts keep a no balance. The program has been actually particularly successful in rural and also semi-urban regions, where 66.6 percent of the accounts are located.As of August 14, 2024, girls account owners work with 55.6 percent of the overall profiles, totaling up to 295.6 million accounts, depending on to the Administrative agency of Money management.
Presently, 99.95 per-cent of all populated towns possess banking locations available within a 5-kilometre distance through different touchpoints, featuring banking company branches, automated bank clerk equipments, banking correspondents, as well as India Post Remittances Bank.As of August 14, 2024, there end 1.73 billion surgical CASA (current account money market account) profiles in the nation, including much more than 530 thousand personnel PMJDY accounts.Pertaining to social protection systems, Sitharaman highlighted that over 200 million collective enrolments have supplied life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual costs of Rs 436.In addition, over 450 million increasing enrolments have actually given 1 year unintended cover of Rs 2 lakh (for death or even long-term overall impairment) and also Rs 1 lakh (for long-term limited impairment) under the Pradhan Mantri Suraksha Bima Yojana, with a costs of Rs 20 per year.The Atal Pension Yojana has enrolled over 68 thousand subscribers.In relations to credit-linked schemes, Sitharaman disclosed that under the Pradhan Mantri Mudra Yojana, 489.2 million increasing car loans amounting to Rs 29.93 trillion (as of July 12, 2024) have been actually allowed to give collateral-free institutional finance to small and also small business systems as much as Rs 10 lakh for income-generating activities.Under the Rise India Scheme, 236,000 increasing loans totting Rs 53,609 crore (as of July 15, 2024) have actually been allowed to Booked Caste, Scheduled Tribe, and also females entrepreneurs for establishing greenfield projects.In addition, the Pradhan Mantri SVANidhi plan has allowed finances worth Rs 12,630 crore to 6.52 million street sellers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY advancing deposit balance of Rs 2.3 trillion.u00b7 There end 1.73 billion personnel CASA accounts.u00b7 Females account holders make up 55.6% of total profiles.Very First Published: Aug 27 2024|9:37 PM IST.